Top Health Insurance Providers in Mauritius for Expats

Expats in Mauritius should secure health insurance to ensure comprehensive coverage during their stay. With several top-tier insurers available, options vary based on coverage areas, benefits, and premiums. The best providers for expats in Mauritius include AXA, Bupa, Allianz, and William Russell, each offering tailored plans to suit different healthcare needs.

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This article explores the top 10 health insurance companies for expats in Mauritius, helping you choose the best plan based on your needs. From coverage limits to added benefits, we compare the offerings from leading insurers to simplify your decision-making process.

Overview of Popular Health Insurance Options for Expats in Mauritius

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Some of the best health insurance companies for expats living in Mauritius are Allianz Care, William Russell, and AXA. Each insurer will offer comprehensive health insurance for expats in Mauritius differently with different plan categories, for example.

Below are the best health insurance companies for expats living in Mauritius.

PassportCard Health Insurance for Expats in Mauritius

An award-winning subsidiary of the David Shield Group, PassportCard is a leader in the travel and health insurance field. In addition to a strong global presence, PassportCard offers various insurance plans designed for expats, their families, and employees working overseas.

Some of the basic needs you can get covered include hospitalization and inpatient care as well as the option for additional benefits such as outpatient care, maternity care, child wellness, and more.

If you would like to learn more about PassportCard, please visit our page on PassportCard for further reading.

Allianz Care Health Insurance Options for Expats in Mauritius

Allianz Care offers three expat health insurance plans such as the Allianz Care plan, the Allianz Care Plus plan, and the Allianz Care Pro plans.

The Allianz Care plan covers semi-private inpatient and day-care hospital rooms, oncology, medical evacuation, home nursing, rehabilitation, and emergency outpatient care. The maximum plan limit is USD $2,500,000 (approximately 117,125,000 Mauritian Rupees).

The Allianz Care plan’s Plus counterpart covers private inpatient and day-care hospital rooms as well as all the same areas as the regular Allianz Care plan. A key addition to the Plus plan, however, is the emergency dental care coverage.

The maximum plan limit for the Allianz Care Plus plan is USD $4,000,000 (approximately 187,400,000 Mauritian Rupees).

The Allianz Care Pro plan once again covers the same areas as the previous Allianz Care Plus plan but with the addition of preventative surgery and laser eye treatment coverage. The Allianz Care Pro’s maximum plan limit is USD $5,000,000 (approximately 234,250,000 Mauritian Rupees).

William Russell Health Insurance Plans for Expats in Mauritius

International health insurance plans from William Russell consist of the Bronze, Silver (with Silver Lite), and Gold plans, all of which are designed for various expats’ unique healthcare needs and budgets.

Additionally, the plans also allow personalized hospital benefits selections and vary across coverage limits. Below are the annual benefit limits for each of the plans from William Russell.

  • Bronze: USD $1.5M (approximately 70,425,000 Mauritian Rupees)
  • Silver: USD $2.5M (approximately 117,375,000 Mauritian Rupees)
  • Silver Lite: USD $1.5M (approximately 70,425,000 Mauritian Rupees)
  • Gold: USD $5M (approximately 234,750,000 Mauritian Rupees)

For more information on coverage areas and benefits offered by William Russell, please click here for further reading.

VUMI Health Insurance for Expats in Mauritius

VUMI offers comprehensive expat health insurance policies with options available such as maternity, routine and dental care, and optical care coverage. The dental benefits begin after a 9-month waiting period while the maternity benefits begin after a 12-month waiting period.

Applicants must also be aged 74 years or younger to qualify for VUMI’s Global Flex VIP plans. For other eligibility conditions and more information on benefits and coverage areas, please click here for further reading.

Bupa Global Health Insurance for Expats in Mauritius

Through the Bupa Global division, Bupa specializes in expat health insurance and plans will vary depending on where expats live. Four of Bupa Global’s tiers of health insurance include Major Medical, Select, Premier, and Elite.

Major Medical is the simplest tier of international health insurance from Bupa Global while Elite is the most comprehensive of the four. For more information on each tier’s benefits, coverage, and annual deductibles, click here for further reading.

AXA Health Insurance Plans for Expats in Mauritius

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The five tiers of international health insurance plans available from AXA include the Foundation, Standard, Comprehensive, Prestige, and Prestige Plus plans. Below are areas covered by the Foundation plan.

  • Inpatient hospital fees and surgeries
  • Emergency care
  • Medical evacuation and repatriation
  • Cancer treatments
  • Ambulance transportation
  • CT, PET, and MRI scans
  • Outpatient treatment, examinations, and vaccinations (optional)
  • Outpatient drugs and dressings (optional)

The standard plan covers the same areas as the foundation plan with the addition of dental care coverage. Meanwhile, the comprehensive plan covers the same areas as the standard plan with the addition of chronic conditions and eye examination with prescription glasses coverage.

On the other hand, the prestige plan and its Plus counterpart cover the same areas as the comprehensive plan with the addition of maternity and annual health checkup coverage. For more information on annual limits, please click here for further reading.

Cigna Global Health Insurance for Expats in Mauritius

Cigna Global features four tiers of international health insurance plans, including the Silver, Gold, Platinum, and Close Care plans, all of which offer worldwide coverage with the option for US coverage. However, it’s worth noting that the close care plan can only offer domestic coverage.

For more information on each plan’s coverage areas, please click here for further reading. The following are the different annual limits for each of Cigna Global’s international health insurance plans.

  • Silver: USD $1,000,000 (approximately 46,750,000 Mauritian Rupee)
  • Gold: USD $2,000,000 (approximately 93,500,000 Mauritian Rupee)
  • Platinum: UNLIMITED
  • Close Care: USD $500,000 (approximately 23,375,000 Mauritian Rupee)

IMG Global Health Insurance for Expats in Mauritius

IMG Global’s four categories of international health insurance plans available to expats include the Bronze, Silver, Gold, and Platinum plans. Below are the different lifetime limits per individual for each plan.

  • Bronze: USD $1,000,000/individual (approximately 46,750,000 Mauritian Rupee)
  • Silver: USD $5,000,000/individual (approximately 233,750,000 Mauritian Rupee)
  • Gold: USD $5,000,000/individual (approximately 233,750,000 Mauritian Rupee)
  • Platinum: USD $8,000,000/individual (approximately 374,000,000 Mauritian Rupee)

For more information on each plan’s coverage areas, click here for further reading. The following are optional benefits expats can add to default plans.

  • Dental Rider (available only for bronze, silver, and gold plans)
  • Vision Rider (available only for bronze, silver, and gold plans)
  • Global term life insurance 
  • Terrorism (available only for platinum plans)
  • Sports rider (available only for gold and platinum plans)

DavidShield Health Insurance for Expats in Mauritius

A leader in the international private medical insurance (IPMI) and travel insurance field, the DavidShield Group is dedicated to providing customers with the best access to quality healthcare anytime and anywhere worldwide through a dedicated round-the-clock team that’s only a phone call away.

If you would like to learn more about insurance products available from DavidShield, we recommend visiting our page on DavidShield for further reading.

GeoBlue Health Insurance for Expats in Mauritius

GeoBlue offers both long and short-term health insurance options for medical coverage overseas. GeoBlue’s international network of healthcare providers also spans over 180 countries and includes up to 1.7 million healthcare providers.

Additionally, GeoBlue has 24/7 phone, online, mobile, and telemedicine service available for their members, making it quick and easy for members to seek healthcare options anywhere at any time.

If you would like to learn more about GeoBlue’s various health insurance plans and the coverage areas, we recommend checking out our page on GeoBlue for further reading.

Frequently Asked Questions About Health Insurance in Mauritius

Is health insurance required for Mauritius?

While not a legal requirement, we strongly urge that you secure health insurance if you wish to relocate to Mauritius. That way, you can cover sudden medical emergencies with the option for additions such as dental and vision care if you need it.

How much is healthcare in Mauritius?

Healthcare in Mauritius is free for all nationals and residents, as well as expats as long as it is provided in the country’s public facilities. The public healthcare system in Mauritius includes regional hospitals, small local medical facilities, and specialized medical facilities.

What is one of the main health issues in Mauritius?

One of the main health issues in Mauritius is insect-borne illnesses. These illnesses usually occur during the warmer months from October to May. Examples of these insect-borne diseases include malaria, dengue, and chikungunya.

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Conclusion

As seen in the wide variety of plans available from Bupa Global or AXA, each international health insurance provider will offer varying degrees of coverage areas and limitations.

As an international health insurance broker with over 20 years of experience, Pacific Prime has helped countless expats and local citizens find a suitable health insurance plan that suits both their budget range and unique health insurance needs.

Whether you’re an expat in Mauritius or a local citizen yourself, Pacific Prime and our team of specialists will be more than happy to help you find an appropriate health insurance policy to ensure your well-being. And if you have any questions, get in touch with us or get a free quote here.

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Head of Content at Pacific Prime
Serena Fung is the Head of Content at Pacific Prime, a global insurance brokerage and employee specialist serving over 1.5 million clients in 15 offices across the world. With 6+ years of experience writing about the subject, she aims to demystify the world of insurance for readers with the latest updates, guides and articles on the blog.

Serena earned her Bachelor’s Degree in Psychology from the University of British Columbia, Canada. As such, she is an avid advocate of mental health and is fascinated by all things psychology (especially if it’s cognitive psychology!).

Her previous work experience includes teaching toddlers to read, writing for a travel/wellness online magazine, and then a business news blog. These combined experiences give her the skills and insights she needs to explain complex ideas in a succinct way. Being the daughter of an immigrant and a traveler herself, she is passionate about educating expats and digital nomads on travel and international health insurance.
Serena Fung
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