Hospitals in New Zealand – Expats and Visitors Guide

Hospitals in New Zealand offer expats and visitors excellent medical care with clean facilities and new technology. Expats are more likely to find hospitals in urban areas of New Zealand, with rural areas having less access to healthcare facilities. 

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Are you moving to New Zealand soon or planning a short trip? As part of your preparation, you’ll want to know where all the best hospitals are for expats. In this article, we will share a helpful guide for foreigners looking for medical care in New Zealand. 

We will discuss the top hospitals in New Zealand and share a helpful overview of the New Zealand healthcare system. We will also share the top health insurance providers for New Zealand if you are interested in purchasing private health insurance for your time abroad. 

Want to know more about securing private health insurance for New Zealand? Reach out to our insurance experts or begin comparing plans with our free quote tool

The New Zealand Healthcare System 

Image of Doctor Examining A Patient During A Medical Check-up with text overlay of "The New Zealand Healthcare System"

The New Zealand healthcare system offers residents and visitors healthcare through the public and private sectors. The public healthcare sector is mainly funded through general taxation. They offer their public healthcare to all citizens and specific work visa holders.

Their public healthcare covers inpatient and outpatient care, primary care, mental health care, disability support, and more at their public healthcare facilities. Public health insurance does not cover optometry, adult dentistry, or orthodontics. 

As most visitors in New Zealand won’t be covered by public health insurance, it’s recommended expats secure their own private health insurance for their time in New Zealand. 

Private Healthcare and Hospitals for Expats in New Zealand 

Private healthcare is available in New Zealand for expats and visitors, with both private hospitals and clinics to choose from. Private healthcare can offer more choices to the patient, with the option to choose your provider and clinic. It can also offer shorter wait times. 

What to Do in Medical Emergencies in New Zealand 

If you are experiencing a medical emergency in New Zealand, call the number 111 for immediate help and an ambulance. Most major hospitals will have 24-hour emergency departments that can help you in a crisis.

New Zealand’s Accident Coverage for Expats in New Zealand

In New Zealand, the Accident Comprehension Scheme is a program that covers the costs of medical accidents of visitors. In order to be covered by this scheme, you will need to have your accident claimed by a licensed medical provider first. 

This scheme offers no-fault coverage, which will financially protect you even if the accident was your fault. In order to claim this coverage, you will also need to have proof of physical damage to your body, like a broken body or other ailment. 

Best Private Hospitals in New Zealand for Expats

The best private hospitals in New Zealand include Bowen Hospital, Bay of Islands Hospital, and others. Check out our list below to find each of these hospitals’ contact information. 

Bowen Hospital

Website: https://bowen.co.nz/

Phone: +64 4-479 2069

Address: 98 Churchill Drive, Crofton Downs, Wellington 6035, New Zealand

Bay Of Islands Hospital

Website: https://www.northlanddhb.org.nz/

Phone: +64 9 404 0280

Address: Hospital Road, Kawakawa 0210, New Zealand

Mercy Ascot Epsom

Website: https://www.mercyascot.co.nz/

Phone: +64 9-623 5700

Address: 98 Mountain Road, Epsom, Auckland 1023, New Zealand

Southern Cross Auckland Surgical Centre

Website:https://healthcare.southerncross.co.nz/auckland-surgical-centre

Phone Number: +64 9 925 4700

Address:9 Saint Marks Road, Remuera, Auckland 1050, New Zealand

St George’s Hospital

Website: https://www.stgeorges.org.nz/

Phone: +64 3-375 6000

Address: 249 Papanui Road, Strowan, Christchurch 8014, New Zealand

More Hospitals in New Zealand for Expats and Visitors

Some public hospitals that provide excellent care for expats and visitors in New Zealand are: 

Auckland City Hospital

Website: https://www.adhb.health.nz/

Phone: +64 9 367 0000

Address: 2 Park Road, Grafton, Auckland 1023, New Zealand

Wellington Regional Hospital

Website: https://www.ccdhb.org.nz/

Phone: +64 4 385 5999

Address:  49 Riddiford Street, Newtown, Wellington 6021, New Zealand

Middlemore Hospital

Website: https://www.countiesmanukau.health.nz/

Phone: +64 9 276 0044

Address: 100 Hospital Road, Middlemore Hospital, Auckland 2025, New Zealand

Christchurch Hospital

Website: https://www.cdhb.health.nz/

Phone: +64 3 364 0640

Address: 2 Riccarton Avenue, Christchurch Central City, Christchurch 4710, New Zealand

Dunedin Hospital

Website: https://www.southernhealth.nz/

Phone: +64 3 474 0999

Address: 201 Great King Street, Central Dunedin, Dunedin 9016, New Zealand

Taranaki Base Hospital

Website: https://tdhb.org.nz/

Phone: +64 6 753 6139 

Address: David Street, Westown, New Plymouth 4310, New Zealand

Waikato Hospital

Website: https://www.waikatodhb.health.nz/

Phone: +64 7 839 8899

Address: 183 Pembroke Street, Waikato Hospital, Hamilton 3204, New Zealand

Greenlane Clinical Centre

Website: https://www.adhb.health.nz/

Phone: +64 9 367 0000

Address: 214 Green Lane West, Epsom, Auckland 1051, New Zealand

Wakari Hospital

Website: https://www.southernhealth.nz/services/wakari-hospital-dunedin

Phone: +64 3 476 9999

Address: 369 Taieri Road, Halfway Bush, Dunedin 9010, New Zealand

Waitakere Hospital

Website: https://www.waitematadhb.govt.nz/hospitals-clinics/waitakere-hospital/

Phone: +64 9 839 0000

Address: 55-75 Lincoln Road, Henderson, Auckland 0610, New Zealand

North Shore Hospital

Website: https://www.waitematadhb.govt.nz/

Phone: +64 9 486 8900

Address: 124 Shakespeare Road, Takapuna, Auckland 0620, New Zealand

Lakes District Hospital

Website: https://www.southernhealth.nz/

Phone:  +64 3 441 0015

Address: 20 Douglas Street, Frankton, Queenstown 9300, New Zealand

Hutt Hospital

Website: https://www.huttvalleydhb.org.nz/

Phone:  +64 4 566 6999

Address:  638 High Street, Boulcott, Lower Hutt 5010, New Zealand

Top Health Insurance Plans for Expats in New Zealand

The top health insurance plans for expats in New Zealand are provided by leading international health insurance providers Cigna, AXA, and Bupa Global. Each of these providers offers comprehensive and unique health insurance policies to fit every budget and lifestyle. 

We will share brief overviews of these insurers and their plans below. 

1. Cigna Global 

Cigna offers expats in New Zealand their Close Care, Silver, Gold, and Platinum plans. Cigna is one of the largest international health insurance providers, with a broad global network of 1.65 million hospitals, doctors, and clinics.

Cigna’s health insurance plans offer comprehensive coverage for inpatient and outpatient services and more. The core benefits shared by these plans are: 

  • Inpatient and day patient coverage
  • Full cancer care 
  • Newborn care coverage
  • Private hospital rooms
  • Hospital stays and treatments 

2. AXA 

AXA provides expats in New Zealand its health insurance plans in five coverage tiers: Foundation, Standard, Comprehensive, Prestige, and Prestige Plus. Each of these plans includes comprehensive inpatient coverage. 

Annual limits range across the five plans from USD $160,000 to $8,000,000. Exact coverage benefits will vary from plan to plan.  The core benefits included in all five plans are: 

  • Inpatient Hospital Charges and Surgeries
  • Emergency Care
  • Medical Evacuation and Repatriation
  • Wide Range of Cancer Treatments
  • Ambulance Transport
  • CT, PET, and MRI Scans

3. Bupa Global

Bupa Global offers international health insurance coverage for expats in New Zealand with their four plans: Major Medical, Select, Premier, and Elite. Their most affordable plan provides an annual benefit limit of USD $1,260,000.

Their plans and coverage details may vary by region, so ask your insurance broker for more information. Below, we have compiled a short list of the coverage benefits offered by Bupa Global: 

  • Inpatient & Outpatient Coverage
  • Emergency Evacuation and Repatriation
  • Dental Coverage
  • Maternity Coverage
  • Coverage for Annual Health Checks
  • Vaccination Coverage

Top Health Insurance Plans for US Citizens in New Zealand

The top health insurance plans for US Citizens living in New Zealand are offered by GeoBlue, a leading international insurance provider. GeoBlue offers many attractive benefits for expats across the world, but especially for US Citizens. 

GeoBlue 

GeoBlue offers expats health insurance coverage through their plans Xplorer Premier and Xplorer Essential. The Xplorer Premier plan comes with United States coverage, while Xplorer Essential can have US coverage added at a fee. 

GeoBlue plans are especially popular with US citizens due to the Xplorer Premier’s built-in US coverage, which can protect them when they visit back home. 

These plans come with benefits like: 

  • Inpatient and Outpatient Coverage
  • Emergency Evacuation and Repatriation
  • Dental Coverage (With a 3-month Waiting Period)
  • Maternity Coverage (With a 12-month Waiting Period)
  • Coverage for Annual Health Checks
  • Vaccination Coverage

Frequently Asked Questions: 

How many hospitals are in New Zealand?

There are around 220 hospitals in the public and private healthcare sectors in New Zealand. New Zealand doctors and healthcare staff offer accessible and patient-focused care to expats and locals alike through these facilities. 

Does New Zealand have high-quality hospitals?

New Zealand has high-quality hospitals in its urban areas. Hospitals and healthcare facilities in more rural areas may be lacking in staff and updated equipment. Generally speaking, New Zealand offers excellent care through their public and private hospitals.  

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Conclusion

Both public and private hospitals in New Zealand offer high-quality care to foreigners. With an International health insurance policy, expats can access private healthcare facilities with more provider options and shorter wait times.

If you’re ready to begin your search for private health insurance, Pacific Prime can help. As an insurance broker, we are not tied to one specific insurer like an agent. This means we can offer you free and unbiased advice as we help you compare insurance plans. 

You can contact us online, or call us toll-free at 1-800-868-1451. If you’d like to compare quotes from multiple insurance providers use our free quote tool

Check out the best hospitals in Sweden and in Greece as well!

Head of Content at Pacific Prime
Serena Fung is the Head of Content at Pacific Prime, a global insurance brokerage and employee specialist serving over 1.5 million clients in 15 offices across the world. With 6+ years of experience writing about the subject, she aims to demystify the world of insurance for readers with the latest updates, guides and articles on the blog.

Serena earned her Bachelor’s Degree in Psychology from the University of British Columbia, Canada. As such, she is an avid advocate of mental health and is fascinated by all things psychology (especially if it’s cognitive psychology!).

Her previous work experience includes teaching toddlers to read, writing for a travel/wellness online magazine, and then a business news blog. These combined experiences give her the skills and insights she needs to explain complex ideas in a succinct way. Being the daughter of an immigrant and a traveler herself, she is passionate about educating expats and digital nomads on travel and international health insurance.
Serena Fung
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