About Pacific Prime’s
Maternity Insurance Guide
Welcoming a new family member is indeed one of the most wonderful experiences in life. Yet it can also turn into a stressful event, especially if you’re giving birth outside of your home country or during a global pandemic.
Designed to offer insider tips and valuable information to expectant parents, Pacific Prime’s International Maternity Insurance Guide is a compendium of knowledge that leverages our 20+ years of experience and solid relationships with major insurers.
Divided into 7 sections below, our digestible guide divulges different facets of maternity insurance to familiarize you with pregnancy care around the world.
What is maternity insurance?
In addition to routine vaginal delivery, maternity insurance covers other expenses like pre- and post-natal pregnancy treatment and medically-necessary Cesarean section, depending on your chosen plan.
Waiting periods explained
One of the most misunderstood aspects of maternity insurance, waiting periods are the time that must elapse before one can lodge claims to the insurer.
Cost of giving birth abroad
This is a useful summary of the approximate costs of giving birth in the top private hospitals in multiple locations where Pacific Prime has offices.
IVF/Assisted conception
In vitro fertilization and other types of assisted conception can help women get pregnant, but how does that affect maternity insurance coverage?
Maternity insurance terms & coverage options
This section deciphers the most common maternity insurance terms that you’re likely to encounter when hunting for the right policy, such as congenital disorders and newborn underwriting.
Local vs. international maternity insurance
Apart from the geographical coverage area, local and international insurance differ in other aspects as well (e.g. cost, choice of hospital/clinic, benefit limits, etc.).
COVID-19 and international maternity insurance
Giving birth abroad is already stressful enough without there being a global pandemic. Here’s what you need to know about COVID-19 coverage when you’re expecting.