International Health Insurance Questions

A summary of international health insurance questions from people around the world. Ask us your medical insurance question here.

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International health insurance FAQ

Can you offer Nigeria Health Insurance for Expat Employees?

Pacific Prime offers Nigeria health insurance for expatriate employees that includes worldwide medical benefits, hospital care, everyday treatments, and emergency evacuation services. Plans can include war and terrorism coverage for high-risk areas, and geographic coverage options can be customized to help reduce premiums while meeting specific needs.


Can you offer private health cover for expat employees?

Pacific Prime offers comprehensive expat health insurance plans for employees working abroad through leading providers like William Russell, Allianz, and Bupa International. Plans typically include worldwide medical coverage with options to add outpatient, maternity, dental benefits, and emergency evacuation, with flexible geographic coverage to help control premium costs.


What is the cost of Hungary Health Insurance for Expatriates?

The cost of Hungary health insurance for expatriates depends on factors like country of residence, geographic coverage, age and number of family members, and selected medical benefits. Pacific Prime offers both local Hungary plans and international plans with worldwide coverage, with premiums varying based on coverage area and benefits chosen.


How can Pacific Prime help with international health insurance?

Pacific Prime assists expatriates by providing comprehensive international health insurance solutions through partnerships with over 60 providers including CIGNA, Allianz, and Bupa. Their multilingual consultants assess your specific needs, including job requirements, and provide easy-to-understand quotation tables with multiple coverage options to help you find the best plan for your situation.


What is the cost of International Health Insurance?

International health insurance premiums are calculated based on several key factors: the age of individuals being covered, geographical coverage area, chosen coverage options, and any deductibles. Age and location are the primary cost drivers, as older individuals present higher medical risks to insurers.



Do you offer maternity health insurance?

Pacific Prime offers comprehensive maternity health insurance that covers pre-natal care, routine delivery, caesarean sections, and related medical treatments at private facilities worldwide. Plans are globally portable and guaranteed renewable for life, allowing you to choose your preferred doctor or hospital anywhere in the world.


Do you offer health insurance cover in Sierra Leone?

Pacific Prime offers comprehensive international health insurance plans for individuals and families in Sierra Leone that provide worldwide medical coverage, including access to treatment in England, USA, India, and South Africa. These globally portable plans typically include hospital benefits, ambulance services, diagnostic tests, and can be customized with additional medical benefits to meet your specific needs.


Can you offer health insurance for my employees and their dependants?

Pacific Prime offers group health insurance for businesses worldwide, covering employees and their dependents (spouse and children). Plans include inpatient benefits like hospital care, surgery, and cancer treatment, with optional add-ons for maternity, outpatient, and dental care, and different coverage levels based on employee seniority.


Does international health insurance include emergency evacuation coverage?

Emergency evacuation coverage can be included as an option in most international health insurance plans. This benefit transports you to the nearest center of medical excellence if local facilities cannot provide necessary treatment, potentially moving you to another hospital in-country, a nearby country, or back to your home nation.


Do you offer Family Health Insurance in Finland?

Pacific Prime offers comprehensive family health insurance plans for expatriates in Finland. These international plans provide hospital coverage as a core benefit, with optional add-ons for outpatient care, maternity, dental, and emergency evacuation. Unlike local Finnish plans, international coverage offers worldwide medical protection and access to global healthcare facilities.


Can I get maternity cover in Germany?

Yes, Pacific Prime offers maternity coverage in Germany for expatriates, including comprehensive international health insurance plans that cover pregnancy care, prenatal and postnatal treatment, and newborn coverage with worldwide access to healthcare providers.


Can you provide Emergency medical coverage to Australian Expatriates in Indonesia?

Pacific Prime can provide emergency medical and hospitalization coverage to Australian expatriates in Indonesia, even during pregnancy. While maternity-related treatments won’t be covered due to waiting periods (typically 10 months), the policy will still provide comprehensive protection for all other medical emergencies and health issues unrelated to pregnancy.


Do you provide medical insurance for people who retire abroad?

Pacific Prime offers comprehensive international health insurance for retirees abroad that is guaranteed renewable for life and globally portable. These plans provide worldwide coverage with the freedom to choose any doctor or hospital, and you can select your geographical coverage area (worldwide or worldwide excluding USA) based on your needs and medical costs in your retirement destination.


What products and services can Pacific Prime provide?

Pacific Prime is an insurance broker that works with over 60 insurance companies to help clients find the best health insurance policies for their needs. They specialize in expat health insurance, local health insurance, and travel health insurance, providing unbiased advice, policy comparisons, claims assistance, and coverage for international businesses, expatriates, individuals, and families worldwide.


How can I get health insurance for my child?

Children can be covered under employer-provided or individual health insurance plans as dependents. Coverage typically includes children up to age 18 (or 21 if studying), with newborns usually requiring a 90-day waiting period unless parents select a “newborn child benefit” for immediate coverage at birth.


Can you offer maternity health insurance in Latin America?

Pacific Prime offers comprehensive international health insurance plans with maternity coverage specifically designed for expatriates in Latin America. These plans provide worldwide medical coverage and can be customized with maternity benefits for those planning to start a family.


Do you offer health insurance in Australia?

Yes, Pacific Prime offers comprehensive health insurance coverage in Australia. Working with over 60 reputable international providers, they provide global health plans that include hospital cover with optional add-ons like outpatient, maternity, and dental benefits, plus worldwide coverage for travel and relocation.


How do I make a claim and how do I pay for my premium?

Health insurance claims and premium payments vary by insurer, but most offer multiple payment options including monthly, quarterly, or annual payments (annual is typically cheapest). You can usually pay by cash, wire transfer, check, or credit card in major currencies, though credit card payments may include surcharges and require the cardholder’s signature on the application.


Do you have any representative office in Mainland China?

Yes, Pacific Prime has a representative office in Shanghai, China located in the French Concession at Room 608 Dong Ping Building, Number 15 Dong Ping Road. The office provides comprehensive China health insurance plans for expatriates and can be contacted at (+86) 21 6445 4592.


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