Sample summary of
benefits (in USD $)
The following example features some of the many benefits you can get with an international student plan. Note that prices vary between states and US-based students going on an exchange program abroad must choose a plan based on their destination.
Maximum Limit
Student: $500,000;
Dependent: $100,000
Maximum Limit per illness or injury
Student: $300,000
Dependent: $100,000
Deductible
$100 per illness or injury
Student health center: $5 copay per visit
Coinsurance
Outside of the US: Company pays 100%
In PPO* network or student health center within the US: Company pays 100%
Out of PPO* network within the US: Company pays 80% of eligible expenses up to $5,000 then 100% thereafter
*Note: PPO stands for the US’ Preferred Provider Organization network, which can be extremely challenging to navigate.
Eligible Medical Expenses
After the deductible is met, the company pays 80% of expenses out-of-network (US) or 100% in-network (US) and internationally
Emergency Local Ambulance
$350 per illness resulting in inpatient hospitalization or injury
Emergency Medical Evacuation
$500,000 maximum limit
Personal Liability
$10,000 combined maximum limit Injury to third person: subject to $100 per injury deductible
Damage to third person’s property: subject to a $100 per damage deductible
Hospitalization / Room & Board
Average semi-private room rate, including nursing and ancillary services
Pacific Prime is an award-winning international brokerage with 20+ years of experience in the industry. We leverage our long-running partnerships with top insurers to find the best plans for your needs.
Here’s what you can expect from us.