Do you offer plans which cover alternative medicine

Question: 
May I know whether your insurance can cover alternative medicine and what amount is covered? Is Homeopathy covered? I am doing a paper on Health Insurance cover for Homeopathy and want to list the companies that cover Homeopathy. This is for the people residing in Pakistan, whether local or expatriates. I note that it says on your website that there is cover for alternative medicine for expatriates

Answer: 
Pacific Prime works with a number of leading insurance companies which can provide international health insurance policies covering alternative medical treatments. Plans which provide coverage for alternative medicine will often include benefits for Homeopathic treatment, Osteopathy, Chiropractic treatments, Traditional Chinese Medicine and Acupuncture, and in some cases will even allow the policyholder to receive coverage for Ayurvedic medical treatment.

Typically, coverage for alternative medical treatments may be obtained as part of a policy’s out-patient coverage, and as such is not usually included for coverage under the in-patient, or core component, of an international medical insurance policy. Coverage for alternative medical treatments will often be subject to separate claims limits which are typically lower than other benefits associated with the out-patient portion of the policy. However, it is important to note that the limits associated with an Alternative medicine benefit will vary between insurance providers, and can often change based upon the specific policy which you choose to purchase.

As stated above, an Alternative Medicine benefit can typically only be purchased as part of a policy’s out-patient coverage. Out-patient coverage can usually only be purchased in addition to in-patient coverage, and not as a stand alone policy. As such it is important for you to decide exactly what type of coverage you require and plan accordingly.

International health insurance plans which include out-patient coverage will typically afford you a wide array of coverage benefits in addition to any alternative medicine coverage which you elect to purchase. We can provide comprehensive insurance plans which cover for, vaccinations, infertility treatment, psychiatry and psychotherapy, and optometry in addition to Alternative Medical treatment.

For more information about the global health insurance plans which we can offer covering alternative medical treatment, or to receive a free customized quote, please contact one of our expert advisors today.