Do you have direct settlement options

Question: 
Hi, do you have insurance which facilities which includes medical coverage in overseas other than the home town. i.e. SIN, HKG, KL. The facilities means that the insurance will cover the expenses during his inpatient in SIN. Not a claim facilities, but direct coverage by the insurance. Do you have this facilities?

Answer: 
Pacific Prime is able to offer a number of comprehensive international health insurance options for expatriates around the world. Plans which we work with are able to provide global coverage, ensuring your health is protected no matter whether you are in Singapore, Hong Kong, or Kuala Lumpur. International health insurance plans which we offer to our Asian clients afford some of the highest levels of coverage currently available within the international insurance market.

We have extensive partnerships with more than 60 of the world’s leading health insurance providers. In many cases the companies we choose to work with have widespread direct-settlement networks in almost every country on earth. This means that if you choose to utilize an insurance company affiliated hospital, which offers direct settlement under your plan, the costs associated with your medical treatment will be directly covered by the insurer, minus any deductibles which may be applicable on your plan. Direct Settlement networks will vary by insurance provider. If this benefit is important to you, please mention it to one of our expert advisors who will be sure to compile quotes only from insurance providers with exceptional direct settlement abilities.

However, it is important to note that the global health insurance plans we offer do not limit you to receiving your medical treatment at specific hospitals or clinics. While there may be “in-network” medical centers where you can be assured of direct billing arrangements, the policies we offer will allow you to receive your medical treatment with any doctor or hospital in the world; ensuring that you are fully in control of your healthcare needs.

The major benefit of an international health insurance policy is the level of flexibility which it will afford your healthcare protection. These plans are designed to cover expatriates outside of their home countries, and will be able to travel from location to location as you move for employment or lifestyle reasons. In many cases, even if you decide to return to your home country after having been abroad for an extended period of time your expatriate health insurance policy will be able to relocate with you – guaranteeing uninterrupted coverage on a worldwide basis.

All the international health insurance plans from Pacific Prime will offer in-patient medical insurance protection. Also known as “Hospitalization coverage,” an in-patient benefit will cover you in the event that you require an overnight stay in a hospital. We can also provide a range of additional benefits including Out-patient coverage, Maternity Insurance protection, emergency evacuation coverage, dental treatment, and many more. Typically we are able to tailor policies to meet your specific requirements, giving you the assurance that your health insurance coverage is exactly right for you.

For a free global health insurance quote please fill in the short form at the top of this page, one of our advisors will typically be able to reply to you with a comprehensive list of options within 24 hours. Alternatively, you may contact us to learn more about claims and direct settlement options by clicking here.