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Question: What will be the cost of individual health insurance for a young American woman, if she stays in Denmark for 6 months? Is maternity care included in all your packages?
Answer:
International Health Insurance premiums for plans available
through Pacific Prime are calculated based on the age of the policyholder and
the plan’s geographical area of coverage. This is important because the medical
costs in certain countries, such as the USA, will be much higher than in
others, such as Denmark. As such, choosing to exclude coverage in the USA can
mean that you will see a significant reduction in the overall plan premium.
It should be noted that the Denmark Health Insurance
policies we offer will never penalize you for making claims. You are assured of
being able to receive the healthcare you need, when you need it, secure in the
knowledge that your premium will not increase because you have sought medical
treatment.
Additionally, our global health insurance plans are often
guaranteed renewable for life, globally portable, and will allow you the
freedom to choose where you receive your medical treatment; you can seek
medical treatment with any doctor or hospital in the world, even if the medical
provider is not within the insurance company’s healthcare network.
We have a range of plan benefits which you can opt to
include in your Denmark Medical Insurance policy’s coverage and can often
tailor a plan to meet your individual healthcare requirements. One of the
benefits we are able to provide to expatriates in Denmark is Maternity
Coverage.
A Maternity Health Insurance coverage benefit will protect
you against the, often high, costs of having a child overseas. This type of
benefit will normally include protection for:
·The costs associated with a routine delivery.
·The costs associated with a delivery which
experiences complications.
·The costs associated with a medically necessary
Caesarian Section (C-Section).
·The costs associated with Pre-Natal and
Post-Natal care.
·The costs associated with a home delivery.
A Maternity Health Insurance plan from Pacific Prime will
give you comprehensive coverage when giving birth to your child in Denmark or
elsewhere around the world. However, it is important to note that a Maternity
coverage benefit will typically be attached to a waiting period. A waiting
period is the length of time you must have been enrolled on the plan for before
you are able to claim for a certain coverage benefit; treatment received prior
to the completion of the waiting period cannot be claimed for under an
international health insurance policy.
With Maternity Insurance, the waiting period normally lasts
for 10 months from the start of the plan, but can be as long as 12 months.
Please contact an advisor for further information.
Aside from Maternity coverage, we can provide Expatriate
health insurance plans in Denmark which will allow you the option of choosing a
range of plan benefits, including protection for:
·In-patient health insurance
·Out-patient health insurance
·Dental Treatment Coverage
·Alternative Therapies, including Traditional
Chinese Medicine
·Vaccinations and Preventative Medicine
·Emergency Evacuation Coverage
We work with more than 60 of the world’s leading
international health insurance companies, and can provide you with the widest
range of health insurance options currently available anywhere on earth. We are
constantly evaluating the insurance companies we choose to work with to ensure
high quality service and commitment to policyholders, allowing you to feel
secure in the knowledge that you have protection from one of the best providers
in the industry.
For more information about our range of Denmark Health
Insurance plans, or to receive additional information about the various
coverage benefits we are able to provide, please Contact Us today.
Alternatively, if you would like to obtain a free quote for a Maternity Health
Insurance plan in Denmark simply complete the short form at the top of this
page.
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