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Question: hi can i pay for service to cover for my parents ?
Answer:
Yes, you can pay for the international health insurance
coverage for your parents. While your parents will have to complete the application
by themselves, simply provide your payment details in order to pay for the
premium associated with their policy.
Pacific Prime can provide comprehensive options for your
parent’s global medical insurance coverage, and the plans we work with are
normally guaranteed renewable for life, offer global portability, and will afford
your parents with worldwide protection. Additionally, the majority of the
policies on offer through Pacific Prime will allow the policyholder(s) the
freedom to choose where they receive their healthcare, enabling them to utilize
the medical services of any doctor or hospital anywhere on the planet.
While it is normally not an issue for you to pay for your
parent’s coverage, it should be noted that this is only possible for medical
insurance plans without any life insurance protection. In the event that your
parents are seeking a life insurance linked medical policy, due to the “insurable
interest” on these types of policies, they will have to pay for the coverage on
their own.
Premiums for the international health insurance policies
provided by Pacific Prime are calculated based on the age of the
policyholder(s), the plan’s area of coverage, and any optional benefits which
you may opt to include in the coverage.
Premiums are not calculated based on the policyholder’s
claims history.
This means that you will not be penalized with a higher
annual premium for receiving medical care under the policy, enabling your
parents to receive the healthcare they need, when they need it.
We offer a multitude of choices with regards to the payment
of global medical insurance premiums. Plans can be paid for in most major
currencies, including USD, GBP, EUR, and RMB, and payments can be made at a
number of frequencies – upon application you will be given the choice of
payment frequency with options including Monthly, Quarterly, Semi-Annual, and
Annual payments.
Additionally, in order to give you the most flexible options
possible, we also offer a range of options in regards to how the payment is
made. You can pay for the policy with a Bank Transfer, Cheque, Credit Card, or
even Cash.
Under the coverage, we extend the philosophy of choice, and
enable you to choose from a range of coverage benefits ensuring that your plan
gives you the levels of protection you require. In many cases it may be
possible for Pacific Prime to actually tailor an international health insurance
plan to meet your specific needs, and we can offer an extensive range of
protection options including coverage for:
·Inpatient Health Insurance
·Outpatient Health Insurance
·Dental Treatment Insurance
·Emergency Evacuation Insurance
·Vaccinations and Preventative Healthcare
·War and Terrorism Health Insurance
·And Many More
Pacific Prime works with more than 60 of the world’s leading
global health insurance companies and can provide the largest range of options
for medical insurance coverage of any intermediary worldwide. As a broker we
work for our clients, not the insurance company, and help to ensure that any
policy you are considering obtaining is in your best interests.
Our many years of experience providing dedicated health
insurance policies to expatriates around the world means that we have unparalleled
knowledge of the healthcare concerns and medical issues frequently experienced
by foreign nationals living outside of their home country. Additionally, our
expatriate brokers understand the needs of an expatriate in the 21st
century and will work to find you the international health insurance policy
which is best suited to addressing these needs. We can provide information in a
number of major languages, including English, German, Italian, Russian,
Mandarin, Cantonese, Spanish, Portuguese, Dutch, and French (to name but a few)
ensuring that you are able to completely understand all aspects of your
coverage in the language which you are most comfortable with.
When you choose to use Pacific Prime as your insurance
representative you also gain access to our dedicated, in-house support teams.
Our extensive claims department will ensure that all claims are processed in a
smooth and efficient manner; we’ll make sure that the paperwork is completed
and chase the insurance provider on your behalf so you don’t have to – one phone
call or email is all that is needed to get a claim started when you work with
us. Furthermore, our policy management and renewals department is constantly
monitoring the international insurance industry in conjunction with your
policy, ensuring that your plan is as good as it can be and making certain that
you never miss a renewal date and that you always have access to the most
relevant details regarding your coverage.
Even Better? You’ll never pay more for purchasing a plan
through Pacific Prime than you would if you had gone directly to the insurance
company. Our advice and services are completely free of charge to you.
For more information on how to apply or pay for an
international health insurance plan, or if you would like to learn more about
the extended services we offer, Contact Us to speak to an expert insurance broker today. Alternatively, you can complete the short form at the top of this
page to receive a range of free, customized quotes.
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