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About Pacific Prime’s

State of Health Insurance Report

Pacific Prime
One of the greatest challenges that individuals and businesses alike continue to face is the difficult-to-understand aspects of insurance, and staying informed about the ever-changing global insurance landscape.
The State of Health Insurance Report is the industry’s first-ever report that simplifies insurance by offering readers a solid snapshot of trends, changes, and issues facing the global insurance industry – as told by our very own insurance experts and 3 prominent insurance companies: Aetna, Bupa Global, and Cigna.

Click here to view our analysis on the state of health insurance in 2020.
Here’s a brief rundown of the main challenges and issues facing individuals and businesses globally in 2019:
Pacific Prime
Pacific Prime - The increasing impact of local clients

Issues facing individuals #1: The increasing impact of local clients

While expat clients remain the bread and butter of the international health insurance sector, there’s been a noticeable uptick in the prevalence of affluent local buyers.

Pacific Prime - Pre-existing conditions

Issues facing individuals #2: Pre-existing conditions

The world is aging and people are living longer. Seniors are more likely to have developed chronic conditions, which makes insuring them more difficult.

Pacific Prime - People opting for simpler plans

Issues facing individuals #3: People opting for simpler plans

As health insurance costs continue to increase, clients are taking more time to choose plans that only have the benefits they want, and nothing they don’t necessarily need.

Pacific Prime - The global market is competitive

Issues facing businesses #1: The global market is competitive

If there’s one thing we’ve learned from 2018, it’s that businesses aren’t shy about shopping around for group health insurance. This gives ample opportunity for innovative providers that can shine from their competition in 2019.

Issues facing businesses #2: Businesses want face time

The ease that comes with a strong digital offering is desired by many, but businesses still value and want to establish strong relationships with brokers and insurers that are built on trust.

Pacific Prime - Businesses want face time

Issues facing businesses #3: Less selection

Compliance has become a major issue for insurers globally, which has forced a number of insurers to stop selling offshore international health insurance in certain jurisdictions.

Pacific Prime - Less selection
Pacific Prime - A4 Guide Mockup Cover SOHI ROW

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